Finance Your Next Vehicle from Stephen Wade Auto Center in St. George

But at Stephen Wade our goal is to make the car buying process, especially when it comes to financing your purchase, as quick and as easy as possible.

We offer solutions for filling out most of the paperwork before you even set foot on the lot so you can choose your ride and be on your way with as little time spent sitting at the desk of one of the members of our financing team as possible.

We also offer spectacular in-house financing options that will get you a competitive rate and the very best price on your purchase.

There is no quicker and easier way to finance a new or used vehicle purchase than through dealer financing. You may have been told in the past that you’ll pay a higher rate for dealer financing and that you should shop around for the very best loan you can find and then go to the dealer. But why go through the hassle of shopping endlessly - especially when you may find the lender will only offer you the rate they quote under certain circumstances at certain dealerships and only if you qualify?

Instead, you can pre-apply on-line at any of our dealerships and come to the Stephen Wade Auto Center already knowing that you’re qualified for financing. You’ll know that all it will take once you’ve decided which car or truck you want to take home is your signature. You’ll also know you’re getting a great rate and a great deal.

But no matter how you pay for your new or used vehicle, we really do want to ensure each and every one of our customers fell they really do Have It Made at Stephen Wade. At the end of the car buying process we want you to feel comfortable and happy with your new car and your new auto loan.

That’s why we offer the streamlined process we do for in-house financing at each and every one of our dealerships but it’s also why we’ll work with you no matter how you decide you want to handle the purchase. But if making the process quick and easy is your goal, visit the website of your preferred Stephen Wade Auto Center dealership and get pre-approved today and enjoy the quickest and easiest way to purchase a car in southern Utah.

We'll Help You Finance a Car in St. George, UT

Are you looking for the perfect vehicle for you and your family? Stephen Wade Auto Center can help you finance a car in St. George, UT. Since 1993, we've been helping drivers throughout the local communities get behind the wheel of a pre- owned car, truck, or SUV with our affordable payment plans. Our knowledgeable and experienced finance managers will help secure you an affordable rate. Purchasing a new vehicle is one of the most important decisions you'll make. Our team wants to ensure you're completely satisfied. If you think a new car is out of reach for you? Think again! We can help you get started. Meet with our finance managers today to begin the credit application process.

What Are the Benefits of Setting Up a Payment Plan?

You've come to the right place if you're in the market for a new car, truck, or SUV. Stephen Wade Auto Center offers over 1,000 pre-owned vehicles from which to choose. Whether you need a larger car or SUV for a growing family or it's simply time for an upgrade from your current vehicle, we can help. We offer affordable financing options regardless of your credit score. Our knowledgeable and experienced financing managers will work diligently to help secure a rate that you're comfortable with to help you drive off in the vehicle you need. Discover some of the benefits of a car loan:

• Shop More Freely – Financing allows you to spread the payments of the vehicle throughout the life of the loan instead of paying for a large lump sum. Vehicle financing will often enable buyers to shop more freely and purchase a car or truck they love.
• Improve Your Credit – We do our best to work with customers in any financial situation. Making timely payments on your auto loan helps to build your credit score.

Do I Need to Make a Down Payment to Finance a Car?

While down payments aren't necessary to secure your auto loan, they are highly recommended. The price of the vehicle determines your loan amount. By making a down payment, you're effectively reducing the loan amount. We also accept vehicle trade ins. Before you sign the papers for your new vehicle, our experienced loan managers will tell you the value of your loan and your monthly payment, so there’ll be no surprises. You'll enjoy multiple benefits of a smaller loan, including the following:

• Shorter Loan Length – A down payment reduces the length of the loan, which means you'll pay less in interest over time.
• Improved Credit Approval – Down payments help you get approved for credit more easily.
• Lower Monthly Payments – By reducing the principal amount owed, you'll also reduce the interest and your monthly payments.

Set Up a Payment Plan Today!

Are you ready to drive off the lot in one of our pre-owned vehicles? As a locally owned dealership, the financing managers at Stephen Wade Auto Center have helped drivers throughout St. George, UT and beyond find the vehicle to suit their needs. Whether you're searching for an economical two-door sedan for daily driving or a spacious SUV for the whole family, we can help. We have the best selection of cars, trucks, and SUVs from 13 top brands, including Chevrolet, Cadillac, Toyota, and many more. Browse our inventory online today or visit one of our state-of-the-art showrooms to find your next vehicle.